What’s the Difference Between Uber and Car Accident Lawsuits?

After a traffic collision, you may be hurt and need legal guidance to understand the difference between Uber and car accident lawsuits. To avoid making mistakes, it is beneficial to speak with a skilled Athens Uber accident lawyer who can negotiate on your behalf.

How are rideshare lawsuits and regular car accident claims different?

In a regular car accident, you make the choices that protect you, and other drivers may act negligently, leaving you hurt. It’s usually clear who will pay for damages since Georgia is a state that is at fault for car insurance. Regarding a rideshare accident lawsuit, there are essential questions to answer that can make it extremely challenging:

Whose insurance pays for a rideshare accident?

There are certain times when the company policy is in effect and times when the driver’s policy will be used.

Uber and Lyft insurance is activated when:

• Rideshare drivers are logged into the rideshare app. Coverage is typically $50,000 for bodily injury for a single person, $100,000 for more than one, and $25,000 for property damage.
• Rideshare drivers are picking up a passenger: The company “owns” the vehicle during a ride and provides up to $1 million in comprehensive liability insurance.
• A passenger is in the car: The $1 million coverage is in effect with passengers.

Who is to blame for the crash?

Determining who is at fault for your crash will be a large part of your Athens Uber accident lawyer’s work for your Lyft or Uber lawsuit. They will examine the evidence, interview witnesses, and collect details to show whether the rideshare company’s insurance or a third party must pay.

How do you negotiate with multiple parties?

With a rideshare collision, at least three people usually must negotiate the case: you, the rideshare contractor at the wheel, and the other driver. Even with a single-car crash, your attorney must agree with the rideshare driver and the company. Your auto accident lawyer will work to ensure your interests and rights are protected. They will have experience managing multiple parties and securing the maximum compensation available for you.

What evidence can be used in your case?

Rideshare drivers must provide proof of insurance when they apply for a job, but there’s no further verification. This means they could let their coverage lapse, and the rideshare company wouldn’t know about it. Your attorney will investigate their insurance coverage, driving records, cell phone records, photos, videos, skid marks, and vehicle damage.

How do I protect my rideshare accident claim?

To give your rideshare lawsuit the best chance of success, there are some actions you can take to strengthen your claim. After a crash, we recommend you:

• Get to safety and contact 911 for medical assistance
• Tell the police what happened, but keep your statement brief
• Take photos of your injuries, the damage, and anything that may have contributed to the crash
• Ask witnesses for their contact information, and collect contact details and insurance information for all drivers
• Report the accident to the rideshare company
• Get medical attention at the scene or see your doctor within 24 hours
• Contact your insurance company to help you with the claims process
• Call an experienced Athens car accident attorney to discuss your options

Contact Rafi Law Firm for your Uber Accident Case

Your attorney will negotiate with the insurance companies to reach a satisfactory settlement. If one is not available, your lawyer may recommend filing a rideshare accident lawsuit to secure the compensation you need. To learn more about the difference between Uber and car accident lawsuits, call (706) 995-7547 to contact Rafi Law Firm and schedule a free consultation with an Athens Uber accident lawyer today.